In a strategic move to enhance financial inclusion and introduce new payment channels for all segments of Egyptian society, tpay, a leading value-added services provider, announced the signing of Egypt’s first license with the National Telecom Regulatory Authority (NTRA) to enable Direct Carrier Billing (DCB) for government payments.
A New Milestone for Digital Payments in Egypt
This milestone marks a major advancement in Egypt’s digital payments landscape, enabling citizens to pay for essential government services—including electricity and utility bills, traffic fines, and civil registry services—directly through their mobile balance or monthly mobile bill.
This initiative opens access for millions who rely on mobile phones but do not hold bank accounts or payment cards, ensuring seamless access to essential public services anytime, through simple and user-friendly steps without complex procedures.
The framework agreement was signed by Ahmed Nabil, General Manager of tpay Egypt, and Mohamed Shamroukh, President of NTRA, marking a foundational step toward enabling and operationalizing mobile-based government payments across the country.
Enabling a Seamless and Inclusive Digital Payment Experience
“This development marks a turning point in enabling secure and frictionless payments for government services via mobile numbers,” said Isik Uman, Group CEO of tpay. “Through this licensed framework, we are laying the foundation for a national digital payment channel that broadens access, enhances convenience, and supports Egypt’s evolving digital economy. Our mission as a payment connector is to simplify transactions and bring essential services closer to every citizen”.
Current financial inclusion data shows that 76.3% of Egyptian adults have active bank accounts, while mobile and mobile internet penetration is nearly universal. This reflects a significant opportunity to extend digital payments to even more citizens through mobile-based solutions.
The licensed framework further establishes tpay as the primary payment enabler for mobile-based government services in Egypt, offering a secure, flexible, and scalable digital pathway for government fee collection. It also sets the stage for further expansion as additional government services transition to digital platforms in the coming years.
